Options

Home

About Sennocke

Press

Topical Issues

Location

Contact Us


Your legal responsibilities - Electrical inspection & testing

What are the Electricity at Work Regulations
The Electricity at Work Regulations (1998) and the Provision and Use of Work Equipment Regulations (1998) impose a range of duties on owners, operators and employers in the are of electrical systems and equipment.

The regulations are designed to protect people from the very real risk of death or personal injury from the use of electricity and electrical equipment in the workplace.

Why have electrical inspections carried out?
Electricity can kill. Each year approximately 1000 accidents at work involving electric shocks are reported fatal. There are now more prosecutions made where electrical faults result in death or injury than any other traditional statutory plant. The Health and Safety Executive attributes nearly half of investigations into electrical incidents to inadequate maintenance.

Case Study- Electrical contractor fatally electrocuted whilst attending premises to repair faulty plant. Following an investigation and court case, the owner of the plant was fined £400,000 for failing to maintain a safe condition and was ordered to pay over £30,000 costs.

Those using electricity may not be the only ones at risk. Faulty electrical installations and equipment are the largest cause of fire other than arson. Potentially this can lead to the death or injury of many others, not to mention the huge cost in property damage and uninsured losses plus the loss of customers whilst business activities are interrupted.

Case Study- A blaze that severely damaged a dormitory at an historic public school led to claim of £200,000 according to insurers. The fire is believed to have been caused by an electrical fault in the roof.

Many of these types of event could be easily avoided by careful planning and taking the right precautions.

What can we do for you?
Guidance by the Health and Safety Executive (HSE) and the Institute of Electrical Engineers (IEE) recommend suitable inspections as part of any safety and maintenance programme.
Our Insurance Partners offer a range of inspection programmes designed to assist you to comply with your legal and contractual obligations.

These programmes involve inspecting accessible parts of the power distribution system, main lighting installation, fixed electrical and mechanical equipment at frequencies determined by risk assessment (typically 3 to 5 years dependant on site conditions). A confidential report will be issued making particular reference to any matter requiring immediate attention.

Scope of Service

1. Electrical Installation Examination (including fixed electrical equipment)
Examination of accessible parts of the low voltage distribution system and fixed electrical equipment.

2. Electrical Wiring Installation Inspection
Examination of accessible parts of the low voltage distribution system but not including fixed electrical equipment.
Full consultation will be made to ensure minimum disruption.

3. Portable Electrical Equipment
Thorough examination of portable and transportable equipment.

4. Microwave Oven Inspections
Specific inspection of microwave oven including an assessment of radiation leakage.

Typical Costs for Service 1 or 2
Standard Electrical Safety Assessments

Property Type Annual Premium

Typical 4000 sq ft Office
Typical 4000 sq ft Office
Typical 5000 sq ft Printer's Ind. Unit
Typical 5000 sq ft Printer's Ind. Unit

£450 + VAT for Service 1
£405 + VAT for Service 2
£365 + VAT for Service 1
£329 + VAT for Service 2

Minimum policy premium £300 + VAT. Prices valid for orders placed before 31st December 2003

We can also offer a full range of inspection services to assist with compliance with various regulations such as the Lifting Operations and Lifting Equipment Regulations 1998 (LOLER 98) and the Pressure Systems Safety Regulations (PSSR 2000). Contact Sennocke International Insurance Services Limited for more information or a quotation for any of the inspection services detailed above.

Additional Info
 
 
Financial Ombudsman Service
Authorised and Regulated by the Financial Services Authority
Terms of Business